Get The Best Credit

It seems that everything can be managed on the computer these days. Your charge card accounts are no exception. Just as you can take advantage of your charge card accounts to make purchases and pay bills over the internet for convenience, there are a number of other ways you can manage your credit card account usage on the computer. Some people feel using a credit card account on the computer is risky – but in most situations it’s actually a more secure environment than when you give your credit card account to your waiter or cashier in a retail establishment! Using some preventative measures, you can further reduce your over the internet charge card account usage risks. Here are some tips for using charge card accounts over the internet securely:

on the internet credit card account Applications

In order to apply for a credit card account, the lending institution requires several pieces of identifying information from you in order to determine your eligibility for a charge card account. When you apply on the computer from reputable websites, the information is encrypted and sent over a secure server. Check to make sure the URL contains “https” instead of the standard “http” as that indicates the take advantage of of a secure server.

Using an on the computer application is actually considered more secure for your financial information than sending it through the mail. When you place your card application in the mailbox, it’s exposed to a number of people before it reaches the charge card account company. There are many opportunities for people to steal the envelope – and your identity.

on the internet Account Access and Security Features

Most charge card accounts are now offering on the internet access to your charge card account account, statement, and payment history. This allows you to see purchases as they happen – and you can easily keep an eye on the account to make sure there are no unauthorized purchases occurring. In some cases, you can request that you get emailed or sent a phone text message whenever a purchase meets certain criteria (is over a certain dollar amount, for example), which gives you another layer of protection against unauthorized charges and identity theft.

Using Your credit card account over the internet

Whenever using your charge card account to shop over the internet, you want to make sure you’re shopping from a reputable website. Once you’ve verified that the URL shows “https” to indicate it’s protected with SSL (secure soekets layer) you might also check for reports on the Better Business Bureau and/or RipOffReports.com to ensure that other consumers haven’t had any problems with the retailer before making your purchase.

Be Aware of Phishing

Phishing is a term that describes the most common way for consumers to become victims of identity theft. In most cases, victims actually give up their personal data becautalize they feel they’re doing so on a secure site or through a secure email with their financial company – but it turns out that scammers send emails that appear to be coming from legitimate companies asking for personal information to confirm your account details.

Never enter personal information based on an email you receive, or to win a prize. A charge card account company or lending institution will never ask you to send personal information via email. If you are linked to a website from an email, don’t enter your information. Call your lending institutioning institution becautalize chances are, that email is a ‘fake link’ that brings you to a ‘fake website’ that looks exactly like your actual lending institution site! If you enter your information here, it goes right into the hands of fraudsters who will steal your identity.

Using your charge card accounts over the internet is safe as long as you take precautions to prevent fraud – just like you take precautions to keep your card safe when you go out shopping in person.

If you would like to apply for a chargecard go to JemCreditCards.com, they have all the applications you will need. I personally advise Discover Credit Card Accounts.

I am Glad you could return. Have you signed up for The Best Credit For You Newsletter? Thanks again for coming! Your comments are greatly appreciated. Related Websites

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That offer to transfer your charge card account balances sounds like a pretty good deal, doesn’t it? And it is, until you take out your magnifying glass and start reading all the fine print that goes along with the offer. What a lot of people don’t realize is that the lender making such an unbelievable offer wouldn’t be doing so if there wasn’t some way to benefit financially. These lenders actually feel safe in assuming that most consumers transferring balances won’t pay attention to the potentially costly details that accompany the offer.

Transferring balances from a high-apr charge card to one with no or a lower interest rate can save you a substantial amount of money if you don’t fall victim to these common mistakes.

1. Balance transfer fees

Rare is the balance transfer offer that doesn’t come with some sort of balance transfer fee. It might be a flat rate like $50 or $75 but it’s usually a percentage of the total amount of each balance transferred. Maybe 3% doesn’t sound like much but if you’re transferring several thousands of dollars, that fee can be hundreds of dollars!

Although you may know by now to look for such fees, there’s something else you need to look for: whether or not there’s a cap on how high the balance transfer fee can go. Avoid those without caps. Before taking advantage of an offer, always do the math. If the balance transfer fee ends up being more than you would have paid in interest had you not done the transfer, then don’t transfer!

2. Other interest rates

While there might be low or no interest on balance transfers, you’re still getting a new charge card which means you’ll still be able to use it to make purchases. Purchases though, normally aren’t part of the no or low interest deal. In fact, you can expect the interest rate on purchases or cash advances to be just as high as or higher than the charge card accounts you’re already using to make purchases. If you’re serious about chipping away at your current debt, which is really the best reason to take advantage of balance transfer offers, then you really should stop accruing credit card current debt!

3. Payment allocation

If you do transfer balances to the new account, and you do make purchases on this new credit account, you may be surprised to find that your payments are not allocated the way you thought (assumed) they would be. Say you transferred $1,000 and during the last month you made new purchases totaling $200. You make a payment of $300 thinking you’ll clear away the new charges and start chipping away at the balance transfer amount.

Next billing cycle you get your statement and find that the $200 in new purchases is still there – plus the couple of new charges you made since then. And all those purchases are compounding interest at a rate of 16, 19, 22% or more! What happened? Well, as stated in the fine print, the credit card account company allocated your entire payment to the zero interest balance because – well it’s not making any cash on that amount. But it certainly is on those new purchases!

4. annual percentage rate after intro rate expires

That low or zero interest rate won’t last forever and you need to know how much it’ll increase when the stated period expires. That’s because any balance remaining afterwards is likely to be whacked with a much higher rate. To keep this from happening – which negates any savings benefits you’ve reaped so far – make sure you have a plan for paying off whatever balance you transfer before the rate increases. Also make sure you don’t miss a payment or make payments late. If you do you might find – without warning – that your zero percent no longer applies and you’re paying more in interest than you were before.
To get a charge card go to JemCreditCards.com. I advise Chase Cards

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“Borrowing $10 to make $100″

Have you been taught that Borrowing Money is bad? Think though how many successful corporations succeeded without startup funding. Not Many. Many if not most companies that eventually fail do so because they didn’t have adequate money available at the beginning or when tough times struck. Have you heard the phrase “it takes money to make money”? That’s our strategy, and it works.

“Passive Income”

Borrowing to make money only works if you have a secure way to earn substantially more than you borrow. As a former 20 year licensed Financial Planner for a Fortune 500 corporation, I can tell you that the traditional means to invest and make any meaningful return are bleak. The boom times when I started my practice, when many funds were making 40%, are over.

1. The Dow Jones Indicator, as of 1/7/2020, was 7.3% below the level it was at 10 years earlier.
2. Real Estate is still reeling from the mortgage crisis of 2009, and most forecasts say that this will be a slow recovery with many ups and downs along the way.
3. In both the stock market and real estate, we are currently experiencing down cycles about every 6 years, with no projection of this ever changing.
4. All these losses in both the stock and real estate market don’t even factor in inflation, which further erodes your asset values around 3% annually.

But the big secret (at least to traditional financial advisors) is the huge successes certain traders are making in the alternative markets (forex and commodities). Though we work with traders that can safely make a 30% annual return, our target is 100% annually, with most making (and some guaranteeing) more. And we’ve been achieving that successfully and verifiably for many years. There are many advantages to consider in moving into these markets:

1. Far less regulation, therefore far lower fees, toward doing business as a trader.
2. Money can be made in up markets and in down markets (whereas in stocks and real estate you only make money if your asset values go up).
3. Impossible to “spoof” the system. Corn sells for what corn sells at, as does exchanging euros for yen or dollars. No corporate accountant can inflate or falsify the value of your product, as they can when look at companies being traded on the traditional stock market.

And by the way, we only call these markets alternative because traditional advisors don’t really know about them. The commodity market trades in the trillions of dollars daily! This is not a trivial or fringe market.

“Borrowing Money to fund your high return business”

You may think that acquiring funds for any kind of business, much less a passive income business, is harder than ever. Indeed, it has proven over the years to be a constantly moving target. What was entirely successful one year is suddenly a dead end the next.

Fortunately though as more and more business experts lend their expertise to this field, we have been able to hone our techniques and are currently very excited about a program that’s been successful for five years and continues to deliver actual cash lines of corporate credit. We really like their technique too, which is acquiring substantial funding (in the $150,000 – $350,000) range in a matter of months.

Here’s our screening criteria and what this company offers.

1. High levels of corporate cash ($150,000 minimum) in 12 weeks or less.
2. Affordable start up and fund acquisition fees.
3. A full 100% money back guarantee, if funds are not delivered.
4. No work required (zero) on your part for the first year.
5. Your Personal Guarantor signature or good credit is not needed! This, of course, is very important because it limits your risk and liability. In the very worst case, your entire passive income business is only at risk for the modest front end fee that this company charges. You essentially control 100’s of thousands of dollars while having only a small amount at risk – from business cash acquisition through years of investment.
6. The freedom to utilize these funds in tested, screened, and monitored high returning passive income systems that immediately generate positive cash flow for you on your corporate cash.

“Conclusion – what does this all mean?”

Using very modest estimates – if you could borrow at 1% monthly to net 5% monthly, how much should you borrow? Obviously, as much as you can. And now you can do it: borrow significant amounts of corporate cash with low risk (no personal guarantor) to fund an amazing passive income business.

For more information about this fast track to passive income profits system, please contact us at: credit2cashflow.net

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